If UCF goes undefeated two years in a row and don’t even have a chance then no group 5 has a chance. I say it’s time for group 5 to separate and have their own playoffs. Some will say that this would further separate the group 5 teams but I actually think it would make the top teams in G5 stronger because kids nowadays want to play for something. Example championship fcs schools would beat 70 % of fbs schools